
FLEET FINANCIAL: OUR FINANCING PARTNER
Fleet Financial, based in Westlake, Ohio, serves clients across North America. We specialize in providing unique funding solutions tailored to each client’s business needs.
Historically, commercial truck financing and heavy equipment financing has been unfamiliar and obscure, making it difficult for small businesses and semi truck owner operators to secure capital to grow their business. We are eager to simplify the process and provide transparent and competitive options.
HOW IT WORKS
Our finance process is fast and easy!
Apply with Sales
Complete our online application. We review your submission and pair you with a lender to fit your situation.
Get Approved
We collect all necessary documents to secure financing with the lender.
Get Funded
All that’s left to do is sign the closing documents and drive away in your used semi truck.

SEMI TRUCK FINANCING FAQS
Currently, we have options for new and used commercial trucks, as well as used semi trucks with no age or mileage restrictions. Apply or contact us today to discuss your options.
We make commercial truck financing easy by matching you with the best funding options tailored to you. Once you apply, we’ll have your options ready to review and discuss in a timely manner.
We do not require a minimum credit score to provide you with individualized options. We work with top lenders across the country who can assist with any credit situation and provide the best possible solution based on your unique profile.
We offer heavy equipment financing for up to 60 months, with an average term length of 48 months.
Yes. We offer options for start-up businesses based on individual credit and industry experience.
Yes. We work with lenders who specialize in a wide range of credit situations and will help you find the best available option.
Each situation is different, but typically you will need a copy of your CDL and your most recent three months of business bank statements. Having these ready will help speed up the process.
You can expect a response within 24 hours after submitting your application.
Absolutely. You can purchase using cash, your own financing, or work with one of our trusted lending partners.
Our lenders are experienced with these situations and will work to structure terms that best fit your needs.
Most deals are structured as Equipment Finance Agreements, where finance charges are built into fixed payments, typically made monthly.
Yes, co-signers are allowed and can help improve financing options.
Down payments must be made using certified funds.
Down payments are collected at the time of purchase.
In most cases, yes. The lender determines if a down payment is required and the amount based on your individual situation.
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